 Problems
Most houses are sold through real estate agents who take lots of time
and go through tons of paperwork. That's okay when you have time to sell
your house and you are willing to pay agent's commissions.
But when you have financial problems, house problems, or you just
want to sell very quickly, an agent may not meet your needs.
If you need to sell quickly because of foreclosure, divorce, or any
of the other problems listed below, call us at 410-787-2425.
UNSOLD OR EXPIRED LISTINGS
If you tried listing your house with a real estate agent and then
waited...
30 days...
60
days...
90 days...
and still no sale, it may be time to try something different.
If you have some flexibility on price and terms, we may be able to
give you a contract in a day to so. Don't let your house sit on
the market a day longer. Call us for more
information.
BEHIND IN YOUR MORTGAGE PAYMENTS
Getting behind in your mortgage payments is often the first step to
foreclosure, bankruptcy, and a bad credit rating. If you have
gotten behind and you need to sell quickly, call us. We have several
purchasing options that can help you save your credit.
But don't wait too long. Your money problems may get worse if you
don't fix them quickly.
DIVORCE
One of the side effects of divorce is a reduction in income.
Very often, one of the partners will try to remain in the house, only to
find themselves unable to meet the monthly mortgage payment.
If you are struggling to pay your bills because of a crushing
mortgage payment, or you have both decided to sell and get on with your
lives, call us. We can buy your house quickly.
HOUSE NEEDS REPAIRS
Can't sell your house because it's in bad shape? Are the bathrooms
and kitchen worn and outdated? Does it need a new furnace, windows,
floors, carpet, and paint?
Fixing and replacing major items can cost tens of thousands of
dollars - money that you may not have. But trying to sell
your house without fixing it is a real problem. Most buyers don't want a
home that is in bad shape, and even if they do, many lenders won't lend
them money to buy a house that needs lots of repairs.
Now you can sell your house, no matter what kind of shape it is in
and no matter what the real estate market is like. We buy distressed
properties and do the repairs at our expense, not yours.
If your house needs lots of repairs, or is just plain "worn
out", call us at 410-787-2425. We can buy it!
VACANT HOUSE
A vacant house can be a real problem. Aside from being an obvious
target for vandals, there are the expenses associated with owning a
house (taxes, mortgage payments, utilities, insurance, maintenance,
etc.) whether it is empty or not.
And if something happens to the property (broken water pipes, leaky
roof, vandals), you will probably find that your home owner's insurance
doesn't cover the house if it is unoccupied for more than 30 days.
It can get pretty expensive.
If you have a house that is sitting empty just waiting to create big
expenses for you and your family, we can help you get rid of it.
ESTATES
An inherited property can be a real problem. No matter how you
get them, houses need cleaning, paint, repairs, new furnaces, new roofs,
and maintenance.
All these things take time and money.
And if you are working a full time job or don't live close to the
house, getting the property ready to sell can be a real problem.
If you have an estate property to sell, we can buy give you a offer
on it in just a day or two. Call us and turn your estate headache into
cash.
TWO HOUSE PAYMENTS
If you are paying the mortgage on two houses because you have been
transferred, you have a new job, or because you have already moved into
a new home, your paycheck may be stretched a little too far.
We can buy the house that you want to get rid of so you can have more
cash at the end of every month. Call us now and let us take that problem
payment off of your hands.
RENTAL PROPERTY
Have you had enough of being a landlord?
Are you tired of...
- Problem tenants?
- Late payments? (or no payments?)
- Calls in the middle of the night?
- Damages to your property?
- Vacancies?
We can buy that rental property quickly regardless of its condition.
We can even buy if there are problem tenants living in the property.
FORECLOSURE
Foreclosure can occur when you get behind in your mortgage payments.
When you went to the mortgage company to get a loan to buy your house,
you agreed to pay the loan back in monthly installments. You also agreed
to let the mortgage company have the house if you stop paying on the
loan.
Foreclosure is the process by which your right to the property is
terminated, usually due to default on the loan. Foreclosure often
includes the forced sale of the property at auction. The proceeds
of the auction are applied to the outstanding debts on the property.
When you are in foreclosure, you have many choices, including...
- Renegotiate the terms of the loan
- Find the cash to catch up on payments
- Let the lender foreclose
- Sell the property
If you are in foreclosure, and you want to keep your house, call
your mortgage company right now!
Call your lender to discuss the possibility of forbearance, reinstatement,
repayment, or loan modification. Your lender will usually bend over
backwards to help you get caught up. They don't want your house! They
don't want to evict you! They just want you to repay the money you
borrowed - and they will usually help you find a way to do it.
If you are unable to negotiate a solution with your lender, please
contact our office. We may be able to refer you to a foreclosure
consultant who will try to help you save your house.
If you are unable to save your house because of your personal
financial situation, you may be able to delay the foreclosure sale long
enough to sell your house at market value, rather than at the deep
discounts offered by many foreclosure investors. Contact an attorney
before signing any agreements to sell or refinance your property.
But, if you just want to sell your house quickly to solve your
personal or financial problems, call us now at 410-787-2425.
BANKRUPTCY
Bankruptcy is a legal process that can give you a fresh start by
canceling some of your debts and postponing the repayment of others. In
most cases, bankruptcy will not stop a foreclosure, it will only delay
it. Before you spend thousands of dollars to file bankruptcy, sit down
with a lawyer to find out if filing for bankruptcy is really the best
option for your situation.
Normally, bankruptcy will not stop you from selling your house. There
may be some additional approvals required, so things may not move
quickly, but you should still be able to sell. We will work with you and
your legal representatives if you wish to sell a property while in
bankruptcy, or if you need to sell to prevent bankruptcy.
NEED CASH / NEED TO SELL FAST
If you want to sell for any reason, we can buy your house, as it is,
for cash, with no contingencies.
Does your property meet our criteria? Call us so we can talk about
it.
The solution to your house problems may be just a phone call away.
Call us at 410-787-2425.
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House
Problems